Brooks Rehabilitation believes in empowering individuals to make informed decisions about their healthcare. We know that making decisions about long-term care can be difficult so we have provided some helpful information below.
Assisted Living Communities offer a long-term care solution to seniors who love their independence but need help with Activities of Daily Living and personal care. Residents are assessed when they move in (or anytime there is a change in need or condition) to develop an Individualized Service Plan. Assisted Living Communities follow a social model of care that combines housing, personalized healthcare services, fine dining, and recreational and therapeutic activities. AtBartram Lakes, we strive to provide residents the balance of independence and supportive care that best fits their needs.
The Assisted Living Federation of America provides an excellent guide to choosing an assisted living facility, which can be found here: ALFA website
The Cost of Assisted Living
According to the U.S. Department of Health and Human Services, almost 70% of people over the age of 65 will need long-term care. However, paying for these services can be difficult. Medicare and commercial health insurers typically do not cover the cost of Assisted Living. Therefore, it is important to know what your options are when it comes to financing.
Private financing will probably be required to cover some or all of the costs associated with Assisted Living. Private financing options include:
• Reverse Mortgages
To read more information provided by the Department of Health and Human Services on private financing options, Click Here.
Veterans Affairs Benefits (VA Benefits)
The Department of Veterans Affairs may help pay for long-term care services such as Assisted Living, nursing home care, and home health. Their programs help beneficiaries to pay for assistance with Activities of Daily Living, personal care services, and medication assistance. These services can significantly offset the total cost of Assisted Living. For more information on Veterans Affairs Benefits Click Here.
Long-term Care Insurance
Long-term care insurance provides coverage for things like:
• Assisted Living
• Nursing Care
• Memory Care
• Respite care
• Personal care and services
For more information Click Here.